No HOA – park your boat with ease! This stunning split-level home welcomes you with a bright, open living space and timeless heart pine wood floors throughout the main areas. The expansive kitchen features quartz countertops, a double oven, and a walk-in pantry – perfect for hosting and daily living. Step outside to the back deck and enjoy serene views of a tidal creek, ideal for year-round entertaining. The spacious primary suite is conveniently located on the main floor, complete with a walk-in closet and en suite bath. Two more bedrooms and a full bath complete the main level. Downstairs, enjoy a theater room/4th bedroom with its own en suite bath, a dedicated office or flex space, and gym/flex room. The two-car garage offers plenty of storage and functionality. Comfort, space, and versatility all come together in this one-of-a-kind home.